Commission Disclosure Policy
Objective
This Commission Disclosure Policy is prepared in accordance with SEBI and AMFI guidelines requiring Mutual Fund Distributors to disclose commission structures received from Asset Management Companies (AMCs). It ensures complete transparency for investors and complies with SEBI Circulars on commission disclosures at the point of sale and on distributor websites, as well as the AMFI Master Circular for MFDs dated 14-January-2026.
When you invest in a Regular Plan mutual fund through Crystal Vision Insights Pvt Ltd, the AMC pays us a trail commission. This commission is a percentage of your invested amount, paid by the AMC from the scheme’s Total Expense Ratio (TER). This commission does NOT increase your investment cost — it is already included in the scheme’s NAV. Direct Plans of the same scheme have a lower expense ratio because they do not include distributor commission. You may choose to invest in Direct Plans directly through AMC websites or apps without any distributor involvement.
Trail Commission Structure (Indicative Range)
Actual rates vary by scheme, share class, AUM slab, and investor location (T30/B30). Updated quarterly.
AMC Name | Equity | Passive | Hybrid | Debt | Liquid |
Aditya Birla MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
Axis MF | 0.50-1.50% | 0.10-0.50% | 0.40-1.00% | 0.15-0.55% | 0.03-0.12% |
Bandhan MF | 0.45-1.40% | 0.10-0.55% | 0.35-0.95% | 0.10-0.50% | 0.03-0.10% |
Baroda BNP Paribas MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
Canara Robeco MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
DSP MF | 0.45-1.40% | 0.10-0.55% | 0.35-0.90% | 0.10-0.50% | 0.03-0.10% |
Edelweiss MF | 0.50-1.45% | 0.10-0.55% | 0.40-0.95% | 0.15-0.55% | 0.03-0.12% |
Franklin Templeton MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
HDFC MF | 0.45-1.35% | 0.10-0.50% | 0.35-0.85% | 0.10-0.45% | 0.03-0.10% |
HSBC MF | 0.40-1.20% | 0.10-0.40% | 0.35-0.80% | 0.15-0.55% | 0.03-0.12% |
ICICI Prudential MF | 0.55-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.55% | 0.03-0.12% |
Invesco MF | 0.55-1.60% | 0.10-0.65% | 0.45-1.10% | 0.20-0.65% | 0.05-0.18% |
Kotak Mahindra MF | 0.40-1.60% | 0.10-0.65% | 0.35-1.10% | 0.10-0.65% | 0.03-0.18% |
Mirae Asset MF | 0.55-1.50% | 0.10-0.65% | 0.40-1.05% | 0.15-0.65% | 0.03-0.15% |
Motilal Oswal MF | 0.45-1.35% | 0.10-0.50% | 0.35-0.85% | 0.10-0.45% | 0.03-0.10% |
Nippon India MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
PPFAS MF | 0.40-1.20% | 0.10-0.40% | 0.35-0.80% | 0.15-0.55% | 0.03-0.12% |
SBI MF | 0.55-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
Sundaram MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
Tata MF | 0.45-1.40% | 0.10-0.55% | 0.35-0.95% | 0.10-0.50% | 0.03-0.10% |
UTI MF | 0.40-1.50% | 0.10-0.55% | 0.35-0.95% | 0.10-0.55% | 0.03-0.12% |
WhiteOak Capital MF | 0.50-1.50% | 0.10-0.60% | 0.40-1.00% | 0.15-0.60% | 0.03-0.15% |
Other AMCs | 0.40-1.60% | 0.10-0.65% | 0.35-1.10% | 0.10-0.65% | 0.03-0.18% |
Key Disclosures |
1. We receive only trail commission from AMCs. No upfront, incentive, or one-time payments. |
2. Commissions are included in TER and do NOT increase investor cost. |
3. Refer CAS from CAMS/Kfintech for actual commission paid on your investments. |
4. No gifts, incentive trips, or non-cash benefits from any AMC. |
5. Recommendations based on objective criteria, never influenced by commission rates. |
